Start out gradually. If you tend to think in terms of days, project out to the next 3-6 months. Then continue to extend that time frame. Create a financial plan that looks out over the next 1-3 years. What are your goals for that time period? How much do you want to put into your savings, emergency savings, toward a home, toward your retirement? Once you can manage 1-3 years, extend it out further

Where do you want your savings to be in 5 years, 10 years, 20 years?

This is much easier to do if you work with your financial coach. It’s our job to think long-term and to help you do so as well. With a strong financial plan in place and a coach to help you stick with it, you’ll be well on your way to good financial health.